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STR DSCR lenders that publish a max cash-out LTV of 75% or more

13 of the 25 direct lenders we track publish a maximum cash-out refinance LTV of 75% or higher. Each figure links to the lender page it came from, with the date we checked it. Sorted by the published figure, not ranked by quality.

Updated . How we chose: direct lenders whose own pages publish a maximum cash-out refinance LTV of 75% or higher; referral sources are left out, and a lender that doesn't publish the figure never qualifies. Methodology

On this list
13
Publish, but don't qualify
4
Not published
8
Checked
Oct 18–Oct 20, 2026

Lenders

STR DSCR lenders that publish a max cash-out LTV of 75% or more
LenderMax LTV cash-outMax LTV buyMin credit scoreMin DSCRVerified
Griffin FundingDirect lender (consumer-direct) 80%source · Oct 19, 202685%lender sources · Oct 18, 2026620source · Oct 19, 2026Not published
1st Nationwide MortgageMortgage company 75%source · Oct 19, 202680%source · Oct 19, 2026640source · Oct 19, 20261.00source · Oct 19, 2026
America MortgagesDirect lender and broker (150+ lenders) 75%source · Oct 19, 202680%source · Oct 19, 2026680source · Oct 20, 2026Not published
Defy MortgageDirect lender 75%source · Oct 19, 202675%source · Oct 19, 2026720source · Oct 19, 20261.15source · Oct 19, 2026
Dominion FinancialDirect lender 75%source · Oct 19, 202680%source · Oct 19, 2026680source · Oct 19, 2026Not published
Easy Street CapitalDirect lender 75%source · Oct 19, 202680%source · Oct 19, 2026640source · Oct 19, 2026Not published
LendingOneDirect lender 75%source · Oct 19, 202680%source · Oct 19, 2026Not published0.75source · Oct 19, 2026
LendmireMortgage brokerage 75%source · Oct 19, 202675%source · Oct 19, 2026620source · Oct 19, 20261.00source · Oct 19, 2026
LendSure MortgageWholesale 75%source · Oct 19, 202685%source · Oct 19, 2026660source · Oct 19, 20260.75source · Oct 19, 2026
Newfi WholesaleWholesale 75%source · Oct 19, 202675%source · Oct 19, 2026640source · Oct 19, 20261.00source · Oct 19, 2026
Quickline CapitalLender 75%source · Oct 19, 202680%source · Oct 19, 2026660source · Oct 19, 20260.75source · Oct 19, 2026
theLenderDirect and broker 75%lender sources · Oct 18, 202685%lender sources · Oct 18, 2026620source · Oct 20, 2026Not published
Uncapco FinancialLender 75%source · Oct 19, 202680%source · Oct 19, 2026660source · Oct 19, 20261.00source · Oct 20, 2026
How this list is built

A lender is listed only if its own pages publish a maximum cash-out refinance LTV of 75% or higher. 8 direct lenders don't publish this, so they aren't listed; that doesn't mean they don't offer it. Published maximums and minimums are best cases that usually need strong credit and experience. Confirm current terms with the lender.

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Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.