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    <title>STR Lender Watch: STR DSCR Rate Index (estimate)</title>
    <link>https://strlenderwatch.com/index/</link>
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    <description>Estimated STR DSCR loan rate range: 10-year Treasury + HMDA middle-half spread. Not a quote. One item per weekday reading.</description>
    <language>en-us</language>
    <lastBuildDate>Thu, 15 Oct 2026 12:00:00 GMT</lastBuildDate>
    <item>
      <title>STR DSCR Rate Index, Oct 15, 2026: 7.56–8.43% (estimate)</title>
      <link>https://strlenderwatch.com/index/#d-2026-10-15</link>
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      <pubDate>Thu, 15 Oct 2026 12:00:00 GMT</pubDate>
      <description>ESTIMATE, not a quote. Estimated STR DSCR range 7.56–8.43% (midpoint 8.00%) = 10-year Treasury 5.10% (FRED DGS10, 2026-10-15) + 2.46–3.33 pts (HMDA 2025 middle half). Method: https://strlenderwatch.com/methodology/#rate-index</description>
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