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STR DSCR lenders that publish they accept first-time investors

10 of the 25 direct lenders we track publish that first-time investors are eligible. Each figure links to the lender page it came from, with the date we checked it. Sorted by the published figure, not ranked by quality.

On this list
10
Publish, but don't qualify
2
Not published
13
Checked
Oct 19, 2026

Lenders

LenderFirst-time investorsSTR incomeMin credit scoreMax LTV buyVerified
A&D MortgageWholesale / correspondent Yeslender sources · Oct 18, 2026Eithersource · Oct 19, 2026620source · Oct 19, 202680%source · Oct 19, 2026
America MortgagesDirect lender and broker (150+ lenders) Yessource · Oct 19, 2026Eitherlender sources · Oct 18, 2026Not published80%source · Oct 19, 2026
Defy MortgageDirect lender Yeslender sources · Oct 18, 2026Eithersource · Oct 19, 2026640source · Oct 19, 202685%source · Oct 19, 2026
Easy Street CapitalDirect lender Yeslender sources · Oct 18, 2026Eithersource · Oct 19, 2026640source · Oct 19, 202680%source · Oct 19, 2026
Griffin FundingDirect lender (consumer-direct) Yessource · Oct 19, 2026Eithersource · Oct 19, 2026620source · Oct 19, 202685%lender sources · Oct 18, 2026
KiaviDirect lender Yeslender sources · Oct 18, 2026Not publishedNot published80%source · Oct 19, 2026
New SilverDirect lender Yeslender sources · Oct 18, 2026Eitherlender sources · Oct 18, 2026660source · Oct 19, 202680%source · Oct 19, 2026
Newfi WholesaleWholesale Yeslender sources · Oct 18, 2026Eithersource · Oct 19, 2026640source · Oct 19, 202680%source · Oct 19, 2026
NQM FundingWholesale Yeslender sources · Oct 18, 202612-month historysource · Oct 19, 2026640source · Oct 19, 2026Not published
Quickline CapitalLender Yeslender sources · Oct 18, 2026Projectionlender sources · Oct 18, 2026660source · Oct 19, 202680%source · Oct 19, 2026
How this list is built

A lender is listed only if its own pages publish that first-time investors are eligible. 13 direct lenders don't publish this, so they aren't listed; that doesn't mean they don't offer it. Published maximums and minimums are best cases that usually need strong credit and experience. Confirm current terms with the lender.

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Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.