STR DSCR lenders with a published minimum loan of $100K or less
14 of the 25 direct lenders we track publish a minimum loan amount of $100K or less. Each figure links to the lender page it came from, with the date we checked it. Sorted by the published figure, not ranked by quality.
- On this list
- 14
- Publish, but don't qualify
- 4
- Not published
- 7
- Checked
- Oct 18–Oct 19, 2026
Lenders
| Lender | Min loan | Max loan | STR income | Min credit score | Verified |
|---|---|---|---|---|---|
| Defy MortgageDirect lender | $75Ksource · Oct 19, 2026 | Not published | Eithersource · Oct 19, 2026 | 640source · Oct 19, 2026 | |
| Lima One CapitalDirect lender | $75Ksource · Oct 19, 2026 | $2.5Msource · Oct 19, 2026 | Projectionlender sources · Oct 18, 2026 | 700source · Oct 19, 2026 | |
| Visio LendingDirect lender | $75Ksource · Oct 19, 2026 | Not published | Eitherlender sources · Oct 18, 2026 | 680source · Oct 19, 2026 | |
| LendingOneDirect lender | $85Ksource · Oct 19, 2026 | $2Msource · Oct 19, 2026 | Not published | Not published | |
| 1st Nationwide MortgageMortgage company | $100Ksource · Oct 19, 2026 | $1.5Msource · Oct 19, 2026 | Eitherlender sources · Oct 18, 2026 | 640source · Oct 19, 2026 | |
| Acra LendingWholesale | $100Ksource · Oct 19, 2026 | $3Msource · Oct 19, 2026 | 12-month historylender sources · Oct 18, 2026 | 640source · Oct 19, 2026 | |
| America MortgagesDirect lender and broker (150+ lenders) | $100Ksource · Oct 19, 2026 | $3Msource · Oct 19, 2026 | Eitherlender sources · Oct 18, 2026 | Not published | |
| Angel Oak Mortgage SolutionsWholesale (via approved mortgage professionals) | $100Ksource · Oct 19, 2026 | $3Msource · Oct 19, 2026 | Projectionlender sources · Oct 18, 2026 | 680source · Oct 19, 2026 | |
| Easy Street CapitalDirect lender | $100Ksource · Oct 19, 2026 | $3.5Msource · Oct 19, 2026 | Eithersource · Oct 19, 2026 | 640source · Oct 19, 2026 | |
| Griffin FundingDirect lender (consumer-direct) | $100Ksource · Oct 19, 2026 | $4.5Msource · Oct 19, 2026 | Eithersource · Oct 19, 2026 | 620source · Oct 19, 2026 | |
| Quickline CapitalLender | $100Ksource · Oct 19, 2026 | $2Msource · Oct 19, 2026 | Projectionlender sources · Oct 18, 2026 | 660source · Oct 19, 2026 | |
| theLenderDirect and broker | $100Klender sources · Oct 18, 2026 | $3.5Mlender sources · Oct 18, 2026 | Projectionlender sources · Oct 18, 2026 | Not published | |
| Truss Financial GroupLender/broker | $100Klender sources · Oct 18, 2026 | Not published | Not published | 620lender sources · Oct 18, 2026 | |
| Uncapco FinancialLender | $100Ksource · Oct 19, 2026 | $5Msource · Oct 19, 2026 | Eitherlender sources · Oct 18, 2026 | 660source · Oct 19, 2026 |
A lender is listed only if its own pages publish a minimum loan amount of $100K or less. 7 direct lenders don't publish this, so they aren't listed; that doesn't mean they don't offer it. Published maximums and minimums are best cases that usually need strong credit and experience. Confirm current terms with the lender.
Related
Other lender lists
This list by state
- DSCR lenders in Florida10 on this list publish FL coverage
- DSCR lenders in Texas10 on this list publish TX coverage
- DSCR lenders in Georgia10 on this list publish GA coverage
- DSCR lenders in Tennessee10 on this list publish TN coverage
- DSCR lenders in North Carolina10 on this list publish NC coverage
- DSCR lenders in Arizona9 on this list publish AZ coverage
- DSCR lenders in California10 on this list publish CA coverage
- Where the 10-year Treasury moved and what it means for STR loan pricing
- Lender term changes flagged on the lenders' own pages
- A short, plain-English STR financing explainer
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Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.