Will my Airbnb qualify for a DSCR loan?

Enter the deal. You'll see your DSCR and which tracked lenders' published minimum DSCR and max LTV your numbers clear.

Your deal

DSCR = (gross STR revenue × (1 − haircut)) ÷ 12, divided by monthly principal & interest + taxes + insurance + HOA (PITIA). Lenders differ: some use appraisal market rent instead of STR income, especially without 12 months of history.

Result

Your DSCR

–

Loan amount: –

LTV: –

Monthly P&I: –

Monthly PITIA: –

Qualifying income / mo: –

Break-even revenue (DSCR 1.0): –

Lender minimums vs. your deal

Checks only the published min DSCR and max purchase LTV. Credit, reserves, property type and the lender's own income method also matter.

Not lending advice. Not a broker. STR Lender Watch is an independent research site. We do not make loans, arrange loans, take applications, or recommend any lender. Figures are summarized from each lender's own public pages on the date shown and can change without notice. Rate figures are estimates, not quotes. Talk to a licensed loan officer and your own advisors before making decisions.