Short-term rental markets
24 STR markets where we found the local rule on the city or county's own page. Each page has that rule with its source, the DSCR lenders that lend in the state, and what investors paid there. Rules checked Oct 19, 2026.
One jurisdiction per market
Each summary covers only the named city or county, not every town nearby. Confirm the rules for your exact address.
Alabama
| Market | Rules cover | STR status |
|---|---|---|
| Gulf Shores & Orange Beach, ALBaldwin County | City of Gulf Shores, AL | License required |
Arizona
| Market | Rules cover | STR status |
|---|---|---|
| Phoenix & Scottsdale, AZMaricopa County | City of Scottsdale, AZ | License required |
Arkansas
| Market | Rules cover | STR status |
|---|---|---|
| Hot Springs, ARGarland County | City of Hot Springs, AR | Capped |
California
| Market | Rules cover | STR status |
|---|---|---|
| Joshua Tree & Big Bear, CASan Bernardino County | San Bernardino County, CA (unincorporated) | Permit required |
| Palm Springs & Coachella Valley, CARiverside County | City of Palm Springs, CA | Certificate required |
Colorado
| Market | Rules cover | STR status |
|---|---|---|
| Breckenridge, COSummit County | Town of Breckenridge, CO | Capped |
Florida
| Market | Rules cover | STR status |
|---|---|---|
| 30A & Miramar Beach, FLWalton County | Walton County, FL (unincorporated) | Registration required |
| Destin & Fort Walton Beach, FLOkaloosa County | City of Destin, FL | Registration + zoning |
| Kissimmee, FLOsceola County | Osceola County, FL | Zoning-dependent |
Hawaii
| Market | Rules cover | STR status |
|---|---|---|
| Maui, HIMaui County | County of Maui, HI | Phase-out in apartment districts |
Maryland
| Market | Rules cover | STR status |
|---|---|---|
| Ocean City, MDWorcester County | Town of Ocean City, MD | License required |
Massachusetts
| Market | Rules cover | STR status |
|---|---|---|
| Cape Cod, MABarnstable County | Town of Barnstable, MA | Registration required |
Missouri
| Market | Rules cover | STR status |
|---|---|---|
| Branson, MOTaney County | City of Branson, MO | License + zoning |
New Jersey
| Market | Rules cover | STR status |
|---|---|---|
| Cape May & Wildwood, NJCape May County | City of Cape May, NJ | License required |
North Carolina
| Market | Rules cover | STR status |
|---|---|---|
| Asheville, NCBuncombe County | City of Asheville, NC | Restricted by zone |
| Outer Banks, NCDare County | Town of Nags Head, NC | Allowed |
Pennsylvania
| Market | Rules cover | STR status |
|---|---|---|
| Poconos, PAMonroe County | Pocono Township, PA | License required |
South Carolina
| Market | Rules cover | STR status |
|---|---|---|
| Myrtle Beach, SCHorry County | City of Myrtle Beach, SC | Restricted by zone |
Tennessee
| Market | Rules cover | STR status |
|---|---|---|
| Gatlinburg & Pigeon Forge, TNSevier County | City of Gatlinburg, TN | Permit required |
Texas
| Market | Rules cover | STR status |
|---|---|---|
| Fredericksburg, TXGillespie County | City of Fredericksburg, TX | Permit required |
| Galveston, TXGalveston County | City of Galveston, TX | Registration required |
| New Braunfels, TXComal County | City of New Braunfels, TX | Restricted by zone |
Utah
| Market | Rules cover | STR status |
|---|---|---|
| Park City, UTSummit County | Park City, UT | License required |
| St. George & Zion, UTWashington County | City of St. George, UT | License required |
Rate data for more counties is on Real rates. A market gets a page here only once we have a sourced local rule.
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Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.