STR DSCR lenders that publish a max purchase LTV of 85% or more

6 of the 25 direct lenders we track publish a maximum purchase LTV of 85% or higher (a down payment of 15% or less). Each figure links to the lender page it came from, with the date we checked it. Sorted by the published figure, not ranked by quality.

On this list
6
Publish, but don't qualify
17
Not published
2
Checked
Oct 19, 2026

Lenders

LenderMax LTV buyMax LTV cash-outMin credit scoreSTR incomeVerified
Angel Oak Mortgage SolutionsWholesale (via approved mortgage professionals) 85%source · Oct 19, 2026Not published680source · Oct 19, 2026Projectionlender sources · Oct 18, 2026
Defy MortgageDirect lender 85%source · Oct 19, 202680%source · Oct 19, 2026640source · Oct 19, 2026Eithersource · Oct 19, 2026
Griffin FundingDirect lender (consumer-direct) 85%lender sources · Oct 18, 202680%source · Oct 19, 2026620source · Oct 19, 2026Eithersource · Oct 19, 2026
LendSure MortgageWholesale 85%source · Oct 19, 202675%source · Oct 19, 2026660source · Oct 19, 2026Eithersource · Oct 19, 2026
theLenderDirect and broker 85%lender sources · Oct 18, 202675%lender sources · Oct 18, 2026Not publishedProjectionlender sources · Oct 18, 2026
Visio LendingDirect lender 85%source · Oct 19, 2026Not published680source · Oct 19, 2026Eitherlender sources · Oct 18, 2026
How this list is built

A lender is listed only if its own pages publish a maximum purchase LTV of 85% or higher (a down payment of 15% or less). 2 direct lenders don't publish this, so they aren't listed; that doesn't mean they don't offer it. Published maximums and minimums are best cases that usually need strong credit and experience. Confirm current terms with the lender.

Free · Weekly
  • Where the 10-year Treasury moved and what it means for STR loan pricing
  • Lender term changes flagged on the lenders' own pages
  • A short, plain-English STR financing explainer

No spam, unsubscribe anytime. Form not loading? Subscribe here.

Closed an STR DSCR loan?

Share the rate you got so other hosts can see what loans really cost. Anonymous, no personal info, reviewed before it appears.

Share your rate

Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.