LendSure Mortgage: DSCR loans for short-term rentals
What LendSure Mortgage publishes about financing Airbnb and vacation rentals. Checked 2026-10-18. Lender website ↗
Published STR loan terms
- How STR income is counted
- Either: Accepts booking history or a projection, depending on the deal.
- Details
- Accepts AirDNA reports and 12-month Airbnb/VRBO earning summaries; applies an 80% multiplier to gross STR income.
- Minimum credit score
- 660
- Minimum DSCR
- 0.75
- DSCR below 1.0 allowed
- Yes
- No-ratio option
- Yes
- Max LTV (purchase)
- 85%
- Max LTV (cash-out refi)
- 75%
- Minimum loan
- Not published
- Maximum loan
- $3M
- Prepayment options
- Not published
- States served
- Not itemized
- First-time investors
- Not published
- Channel
- Wholesale
Notes: 1-4 unit figures shown; 5-10 units: 680 FICO, 1.1x DSCR, 75%/65% LTV, LLC and experienced investors only. Foreign nationals allowed.
Sources
- https://lendsure.com/specialty-loan-solutions/dscr-wholesale-power/ (checked 2026-10-18)
"Not published" means we did not find the figure on the pages above. It does not mean the lender lacks a policy. Ask the lender.
Does it serve your state?
- Florida: Not itemized by lender
- Texas: Not itemized by lender
- Georgia: Not itemized by lender
- Tennessee: Not itemized by lender
- North Carolina: Not itemized by lender
- Arizona: Not itemized by lender
- California: Not itemized by lender
Check a deal against LendSure Mortgage
Run your numbers in the DSCR calculator. It shows which lenders' published minimums your deal clears.
Similar lenders (Either)
Not lending advice. Not a broker. STR Lender Watch is an independent research site. We do not make loans, arrange loans, take applications, or recommend any lender. Figures are summarized from each lender's own public pages on the date shown and can change without notice. Rate figures are estimates, not quotes. Talk to a licensed loan officer and your own advisors before making decisions.