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LendSure Mortgage alternatives: lenders with similar or more flexible published STR terms

Other direct lenders we track, compared with LendSure Mortgage on the core loan terms both lenders publish. Each figure links to the lender page it came from, with the date we checked it.

Read this first

Based on published terms only; rates and pricing aren't compared. Confirm with each lender. A term one side doesn't publish is “not comparable (not published)” and doesn't count either way. Nothing here is a ranking.

At least as flexible on every shared term
3
More flexible on some terms
7
Direct lenders compared
24
Checked
Oct 22, 2026

What LendSure Mortgage publishes

The terms every alternative below is compared against. Verified from lender's own page on Oct 22, 2026

LendSure Mortgage published core terms
TermLendSure Mortgage
Min credit score660source · Oct 22, 2026
Min DSCR0.75source · Oct 22, 2026
DSCR below 1.0Yessource · Oct 22, 2026
No-ratio optionYessource · Oct 22, 2026
Max LTV (purchase)85%source · Oct 22, 2026
Max LTV (cash-out)75%source · Oct 22, 2026
Min loanNot published
Max loan$3Msource · Oct 22, 2026
STR income methodEithersource · Oct 19, 2026
First-time investorsNot published
States servedLicensed in 50 states/DCsource · Oct 22, 2026

Published terms at least as flexible on every field both publish

Equal or more flexible than LendSure Mortgage on every term both lenders publish, with at least 3 terms in common. ✓ = more flexible, = = the same. Sorted by how many terms can be compared, then how many are more flexible.

Griffin Funding 3 more flexible · 5 same · 8 compared

Griffin Funding compared with LendSure Mortgage on terms both publish
TermLendSure MortgageGriffin Fundingvs LendSure Mortgage
Min credit score660620source · Oct 22, 2026more flexible
DSCR below 1.0YesYessource · Oct 22, 2026same
No-ratio optionYesYessource · Oct 22, 2026same
Max LTV (purchase)85%85%source · Oct 22, 2026same
Max LTV (cash-out)75%75%source · Oct 22, 2026same
Max loan$3M$4.5Msource · Oct 22, 2026more flexible
STR income methodEitherEithersource · Oct 22, 2026same
States servedLicensed in 50 states/DCAll 50 states + DCsource · Oct 22, 2026more flexible

Not comparable (not published by one or both): Min DSCR, Min loan, First-time investors.

Griffin Funding lender pageCompare LendSure Mortgage and Griffin Funding

theLender 2 more flexible · 5 same · 7 compared

theLender compared with LendSure Mortgage on terms both publish
TermLendSure MortgagetheLendervs LendSure Mortgage
Min credit score660620source · Oct 22, 2026more flexible
DSCR below 1.0YesYessource · Oct 22, 2026same
Max LTV (purchase)85%85%source · Oct 22, 2026same
Max LTV (cash-out)75%75%source · Oct 22, 2026same
Max loan$3M$3.5Msource · Oct 22, 2026more flexible
STR income methodEitherEithersource · Oct 22, 2026same
States servedLicensed in 50 states/DCLicensed in 50 states/DCsource · Oct 19, 2026same

Not comparable (not published by one or both): Min DSCR, No-ratio option, Min loan, First-time investors.

theLender lender pageCompare LendSure Mortgage and theLender

Truss Financial Group 2 more flexible · 1 same · 3 compared

Truss Financial Group compared with LendSure Mortgage on terms both publish
TermLendSure MortgageTruss Financial Groupvs LendSure Mortgage
Min credit score660650source · Oct 22, 2026more flexible
No-ratio optionYesYessource · Oct 22, 2026same
Max loan$3M$30Msource · Oct 22, 2026more flexible

Not comparable (not published by one or both): Min DSCR, DSCR below 1.0, Max LTV (purchase), Max LTV (cash-out), Min loan, STR income method, First-time investors, States served.

Truss Financial Group lender pageCompare LendSure Mortgage and Truss Financial Group

More flexible on some terms

More flexible than LendSure Mortgage on at least one term both publish, and less flexible or different on others. Both are listed so you can see the trade-off.

Newfi Wholesale 9 terms compared

  • More flexibleMin credit score: 640 vs 660
  • Less flexibleMin DSCR: 1.00 vs 0.75; DSCR below 1.0: No vs Yes; No-ratio option: No vs Yes; Max LTV (purchase): 75% vs 85%; States served: Licensed in 49 states/DC vs Licensed in 50 states/DC
  • SameMax LTV (cash-out), Max loan, STR income method
  • Not comparable (not published)Min loan, First-time investors

Values: Newfi Wholesale first, then LendSure Mortgage. Sources and check dates are on each lender page.

Newfi Wholesale lender pageCompare LendSure Mortgage and Newfi Wholesale

1st Nationwide Mortgage 8 terms compared

  • More flexibleMin credit score: 640 vs 660
  • Less flexibleMin DSCR: 1.00 vs 0.75; Max LTV (purchase): 80% vs 85%; Max loan: $1.5M vs $3M; States served: 42 states/DC listed vs Licensed in 50 states/DC
  • SameDSCR below 1.0, Max LTV (cash-out), STR income method
  • Not comparable (not published)No-ratio option, Min loan, First-time investors

Values: 1st Nationwide Mortgage first, then LendSure Mortgage. Sources and check dates are on each lender page.

1st Nationwide Mortgage lender pageCompare LendSure Mortgage and 1st Nationwide Mortgage

Acra Lending 8 terms compared

  • More flexibleMin credit score: 640 vs 660
  • Less flexibleMax LTV (purchase): 75% vs 85%; Max LTV (cash-out): 70% vs 75%; STR income method: 12-month history vs Either
  • DifferentStates served: lists 1 state (NY) LendSure Mortgage doesn't, but not 3 states (AK, ND, SD) LendSure Mortgage lists
  • SameDSCR below 1.0, No-ratio option, Max loan
  • Not comparable (not published)Min DSCR, Min loan, First-time investors

Values: Acra Lending first, then LendSure Mortgage. Sources and check dates are on each lender page.

Acra Lending lender pageCompare LendSure Mortgage and Acra Lending

Lendmire 8 terms compared

  • More flexibleMin credit score: 620 vs 660
  • Less flexibleMin DSCR: 1.00 vs 0.75; Max LTV (purchase): 75% vs 85%; Max LTV (cash-out): 70% vs 75%
  • SameDSCR below 1.0, No-ratio option, Max loan, STR income method
  • Not comparable (not published)Min loan, First-time investors, States served

Values: Lendmire first, then LendSure Mortgage. Sources and check dates are on each lender page.

Lendmire lender pageCompare LendSure Mortgage and Lendmire

Easy Street Capital 7 terms compared

  • More flexibleMin credit score: 640 vs 660; Max loan: $3.5M vs $3M
  • Less flexibleMax LTV (purchase): 80% vs 85%
  • DifferentStates served: lists 1 state (NY) LendSure Mortgage doesn't, but not 2 states (ND, SD) LendSure Mortgage lists
  • SameDSCR below 1.0, Max LTV (cash-out), STR income method
  • Not comparable (not published)Min DSCR, No-ratio option, Min loan, First-time investors

Values: Easy Street Capital first, then LendSure Mortgage. Sources and check dates are on each lender page.

Easy Street Capital lender pageCompare LendSure Mortgage and Easy Street Capital

A&D Mortgage 7 terms compared

  • More flexibleMin credit score: 620 vs 660
  • Less flexibleMax LTV (purchase): 80% vs 85%
  • DifferentStates served: lists 1 state (NY) LendSure Mortgage doesn't, but not 1 state (HI) LendSure Mortgage lists
  • SameDSCR below 1.0, No-ratio option, Max loan, STR income method
  • Not comparable (not published)Min DSCR, Max LTV (cash-out), Min loan, First-time investors

Values: A&D Mortgage first, then LendSure Mortgage. Sources and check dates are on each lender page.

A&D Mortgage lender pageCompare LendSure Mortgage and A&D Mortgage

Uncapco Financial 6 terms compared

  • More flexibleMax loan: $5M vs $3M
  • Less flexibleMin DSCR: 1.00 vs 0.75; Max LTV (purchase): 80% vs 85%
  • SameMin credit score, Max LTV (cash-out), STR income method
  • Not comparable (not published)DSCR below 1.0, No-ratio option, Min loan, First-time investors, States served

Values: Uncapco Financial first, then LendSure Mortgage. Sources and check dates are on each lender page.

Uncapco Financial lender pageCompare LendSure Mortgage and Uncapco Financial

How this page is built

Lower minimum credit score, minimum DSCR and minimum loan count as more flexible; so do higher max LTVs and max loan, a published “Yes” on DSCR below 1.0, no-ratio and first-time investors, an STR income method that accepts projections where LendSure Mortgage counts booking history only, and a state list that includes all of LendSure Mortgage's states plus more. Projection and Either both accept projections, so they count as the same. Referral sources are left out.

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Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.