Truss Financial Group: DSCR loans for short-term rentals

What Truss Financial Group publishes about financing Airbnb and vacation rentals. Checked 2026-10-18. Lender website ↗

Published STR loan terms

How STR income is counted
Not published: Finances STRs, but the lender does not publish how it counts STR income.
Details
DSCR page says DSCR loans work for short-term rentals and Airbnb properties and notes most lenders require a higher DSCR (1.5+) for them.
Minimum credit score
620
Minimum DSCR
Not published
DSCR below 1.0 allowed
Not published
No-ratio option
Not published
Max LTV (purchase)
Not published
Max LTV (cash-out refi)
Not published
Minimum loan
$100K
Maximum loan
Not published
Prepayment options
Not published
States served
Not itemized
First-time investors
Not published
Channel
Lender/broker

Sources

"Not published" means we did not find the figure on the pages above. It does not mean the lender lacks a policy. Ask the lender.

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Not lending advice. Not a broker. STR Lender Watch is an independent research site. We do not make loans, arrange loans, take applications, or recommend any lender. Figures are summarized from each lender's own public pages on the date shown and can change without notice. Rate figures are estimates, not quotes. Talk to a licensed loan officer and your own advisors before making decisions.