Dominion Financial: DSCR loans for short-term rentals
What Dominion Financial publishes about financing Airbnb and vacation rentals. Checked 2026-10-18. Lender website ↗
Published STR loan terms
- How STR income is counted
- Not published: Finances STRs, but the lender does not publish how it counts STR income.
- Details
- FAQ: 'Do you lend on short term rentals? Yes, we do.' Method not detailed.
- Minimum credit score
- 680
- Minimum DSCR
- Not published
- DSCR below 1.0 allowed
- Not published
- No-ratio option
- Not published
- Max LTV (purchase)
- 80%
- Max LTV (cash-out refi)
- 75%
- Minimum loan
- Not published
- Maximum loan
- Not published
- Prepayment options
- No-prepay (select loans), 3-2-1 or 5-year step-down options
- States served
- All except NV (Licensed or exempt from licensing in all states except Nevada.)
- First-time investors
- Not published
- Channel
- Direct lender
Notes: 680 FICO minimum with exceptions as low as 660.
Sources
- https://dominionfinancial.com/dscr-loans (checked 2026-10-18)
"Not published" means we did not find the figure on the pages above. It does not mean the lender lacks a policy. Ask the lender.
Does it serve your state?
- Florida: Yes
- Texas: Yes
- Georgia: Yes
- Tennessee: Yes
- North Carolina: Yes
- Arizona: Yes
- California: Yes
Check a deal against Dominion Financial
Run your numbers in the DSCR calculator. It shows which lenders' published minimums your deal clears.
Similar lenders (Not published)
Not lending advice. Not a broker. STR Lender Watch is an independent research site. We do not make loans, arrange loans, take applications, or recommend any lender. Figures are summarized from each lender's own public pages on the date shown and can change without notice. Rate figures are estimates, not quotes. Talk to a licensed loan officer and your own advisors before making decisions.