Dominion Financial alternatives: lenders with similar or more flexible published STR terms

Other direct lenders we track, compared with Dominion Financial on the core loan terms both lenders publish. Each figure links to the lender page it came from, with the date we checked it.

Read this first

Based on published terms only; rates and pricing aren't compared. Confirm with each lender. A term one side doesn't publish is “not comparable (not published)” and doesn't count either way. Nothing here is a ranking.

At least as flexible on every shared term: 2
More flexible on some terms: 14
Direct lenders compared: 24
Checked: Oct 22, 2026

What Dominion Financial publishes

The terms every alternative below is compared against. Verified from lender's own page on Oct 22, 2026

Dominion Financial published core terms
Term	Dominion Financial
Min credit score	680source · Oct 22, 2026
Min DSCR	Not published
DSCR below 1.0	Not published
No-ratio option	Not published
Max LTV (purchase)	80%source · Oct 22, 2026
Max LTV (cash-out)	75%source · Oct 22, 2026
Min loan	Not published
Max loan	Not published
STR income method	Not published
First-time investors	Not published
States served	All except NVsource · Oct 22, 2026

Published terms at least as flexible on every field both publish

Equal or more flexible than Dominion Financial on every term both lenders publish, with at least 3 terms in common. ✓ = more flexible, = = the same. Sorted by how many terms can be compared, then how many are more flexible.

Griffin Funding 3 more flexible · 1 same · 4 compared

Griffin Funding compared with Dominion Financial on terms both publish
Term	Dominion Financial	Griffin Funding	vs Dominion Financial
Min credit score	680	620source · Oct 22, 2026	more flexible
Max LTV (purchase)	80%	85%source · Oct 22, 2026	more flexible
Max LTV (cash-out)	75%	75%source · Oct 22, 2026	same
States served	All except NV	All 50 states + DCsource · Oct 22, 2026	more flexible

Not comparable (not published by one or both): Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors.

Griffin Funding lender page Compare Dominion Financial and Griffin Funding

Uncapco Financial 1 more flexible · 2 same · 3 compared

Uncapco Financial compared with Dominion Financial on terms both publish
Term	Dominion Financial	Uncapco Financial	vs Dominion Financial
Min credit score	680	660source · Oct 22, 2026	more flexible
Max LTV (purchase)	80%	80%source · Oct 22, 2026	same
Max LTV (cash-out)	75%	75%source · Oct 22, 2026	same

Not comparable (not published by one or both): Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors, States served.

Uncapco Financial lender page Compare Dominion Financial and Uncapco Financial

More flexible on some terms

More flexible than Dominion Financial on at least one term both publish, and less flexible or different on others. Both are listed so you can see the trade-off. Showing 8 of 14.

LendSure Mortgage 4 terms compared

More flexibleMin credit score: 660 vs 680; Max LTV (purchase): 85% vs 80%
DifferentStates served: lists 1 state (NV) Dominion Financial doesn't, but not 1 state (NY) Dominion Financial lists
SameMax LTV (cash-out)
Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors

Values: LendSure Mortgage first, then Dominion Financial. Sources and check dates are on each lender page.

LendSure Mortgage lender page Compare Dominion Financial and LendSure Mortgage

theLender 4 terms compared

More flexibleMin credit score: 620 vs 680; Max LTV (purchase): 85% vs 80%
DifferentStates served: lists 1 state (NV) Dominion Financial doesn't, but not 1 state (NY) Dominion Financial lists
SameMax LTV (cash-out)
Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors

Values: theLender first, then Dominion Financial. Sources and check dates are on each lender page.

theLender lender page Compare Dominion Financial and theLender

1st Nationwide Mortgage 4 terms compared

More flexibleMin credit score: 640 vs 680
Less flexibleStates served: 42 states/DC listed vs All except NV
SameMax LTV (purchase), Max LTV (cash-out)
Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors

Values: 1st Nationwide Mortgage first, then Dominion Financial. Sources and check dates are on each lender page.

1st Nationwide Mortgage lender page Compare Dominion Financial and 1st Nationwide Mortgage

Acra Lending 4 terms compared

More flexibleMin credit score: 640 vs 680
Less flexibleMax LTV (purchase): 75% vs 80%; Max LTV (cash-out): 70% vs 75%
DifferentStates served: lists 1 state (NV) Dominion Financial doesn't, but not 3 states (AK, ND, SD) Dominion Financial lists
Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors

Values: Acra Lending first, then Dominion Financial. Sources and check dates are on each lender page.

Acra Lending lender page Compare Dominion Financial and Acra Lending

Easy Street Capital 4 terms compared

More flexibleMin credit score: 640 vs 680
DifferentStates served: lists 1 state (NV) Dominion Financial doesn't, but not 2 states (ND, SD) Dominion Financial lists
SameMax LTV (purchase), Max LTV (cash-out)
Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors

Values: Easy Street Capital first, then Dominion Financial. Sources and check dates are on each lender page.

Easy Street Capital lender page Compare Dominion Financial and Easy Street Capital

Lima One Capital 4 terms compared

More flexibleMin credit score: 660 vs 680
Less flexibleMax LTV (purchase): 75% vs 80%; Max LTV (cash-out): 70% vs 75%
DifferentStates served: lists 1 state (NV) Dominion Financial doesn't, but not 4 states (AK, ND, SD, VT) Dominion Financial lists
Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors

Values: Lima One Capital first, then Dominion Financial. Sources and check dates are on each lender page.

Lima One Capital lender page Compare Dominion Financial and Lima One Capital

Newfi Wholesale 4 terms compared

More flexibleMin credit score: 640 vs 680
Less flexibleMax LTV (purchase): 75% vs 80%
DifferentStates served: lists 1 state (NV) Dominion Financial doesn't, but not 2 states (MA, NY) Dominion Financial lists
SameMax LTV (cash-out)
Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors

Values: Newfi Wholesale first, then Dominion Financial. Sources and check dates are on each lender page.

Newfi Wholesale lender page Compare Dominion Financial and Newfi Wholesale

Quickline Capital 4 terms compared

More flexibleMin credit score: 660 vs 680
DifferentStates served: lists 1 state (NV) Dominion Financial doesn't, but not 1 state (DC) Dominion Financial lists
SameMax LTV (purchase), Max LTV (cash-out)
Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Min loan, Max loan, STR income method, First-time investors

Values: Quickline Capital first, then Dominion Financial. Sources and check dates are on each lender page.

Quickline Capital lender page Compare Dominion Financial and Quickline Capital

How this page is built

Lower minimum credit score, minimum DSCR and minimum loan count as more flexible; so do higher max LTVs and max loan, a published “Yes” on DSCR below 1.0, no-ratio and first-time investors, an STR income method that accepts projections where Dominion Financial counts booking history only, and a state list that includes all of Dominion Financial's states plus more. Projection and Either both accept projections, so they count as the same. Referral sources are left out.