Quickline Capital: DSCR loans for short-term rentals
What Quickline Capital publishes about financing Airbnb and vacation rentals. Checked 2026-10-18. Lender website ↗
Published STR loan terms
- How STR income is counted
- Projection: Qualifies on a projection (e.g., AirDNA or a short-term rent analysis), so no booking history is needed.
- Details
- Uses AirDNA Rentalizer projections to qualify properties not yet operating as STRs.
- Minimum credit score
- 660
- Minimum DSCR
- 0.75
- DSCR below 1.0 allowed
- Yes
- No-ratio option
- Not published
- Max LTV (purchase)
- 80%
- Max LTV (cash-out refi)
- 75%
- Minimum loan
- $100K
- Maximum loan
- $2M
- Prepayment options
- Not published
- States served
- All 50 states
- First-time investors
- Yes
- Channel
- Lender
Notes: States no experience requirement. Lends on 1-4 family, condos and townhomes valued $100K+ anywhere in the 50 states.
Sources
- https://quicklinecapital.com/short-term-rental-loans/ (checked 2026-10-18)
"Not published" means we did not find the figure on the pages above. It does not mean the lender lacks a policy. Ask the lender.
Does it serve your state?
- Florida: Yes
- Texas: Yes
- Georgia: Yes
- Tennessee: Yes
- North Carolina: Yes
- Arizona: Yes
- California: Yes
Check a deal against Quickline Capital
Run your numbers in the DSCR calculator. It shows which lenders' published minimums your deal clears.
Similar lenders (Projection)
Not lending advice. Not a broker. STR Lender Watch is an independent research site. We do not make loans, arrange loans, take applications, or recommend any lender. Figures are summarized from each lender's own public pages on the date shown and can change without notice. Rate figures are estimates, not quotes. Talk to a licensed loan officer and your own advisors before making decisions.