Quickline Capital alternatives: lenders with similar or more flexible published STR terms

Other direct lenders we track, compared with Quickline Capital on the core loan terms both lenders publish. Each figure links to the lender page it came from, with the date we checked it.

Read this first

Based on published terms only; rates and pricing aren't compared. Confirm with each lender. A term one side doesn't publish is “not comparable (not published)” and doesn't count either way. Nothing here is a ranking.

At least as flexible on every shared term: 1
More flexible on some terms: 18
Direct lenders compared: 24
Checked: Oct 22, 2026

What Quickline Capital publishes

The terms every alternative below is compared against. Verified from lender's own page on Oct 22, 2026

Quickline Capital published core terms
Term	Quickline Capital
Min credit score	660source · Oct 22, 2026
Min DSCR	0.75source · Oct 22, 2026
DSCR below 1.0	Yessource · Oct 22, 2026
No-ratio option	Not published
Max LTV (purchase)	80%source · Oct 22, 2026
Max LTV (cash-out)	75%source · Oct 22, 2026
Min loan	$100Ksource · Oct 22, 2026
Max loan	$2Msource · Oct 22, 2026
STR income method	Projectionsource · Oct 22, 2026
First-time investors	Yessource · Oct 22, 2026
States served	All 50 statessource · Oct 22, 2026

Published terms at least as flexible on every field both publish

Equal or more flexible than Quickline Capital on every term both lenders publish, with at least 3 terms in common. ✓ = more flexible, = = the same. Sorted by how many terms can be compared, then how many are more flexible.

Griffin Funding 4 more flexible · 5 same · 9 compared

Griffin Funding compared with Quickline Capital on terms both publish
Term	Quickline Capital	Griffin Funding	vs Quickline Capital
Min credit score	660	620source · Oct 22, 2026	more flexible
DSCR below 1.0	Yes	Yessource · Oct 22, 2026	same
Max LTV (purchase)	80%	85%source · Oct 22, 2026	more flexible
Max LTV (cash-out)	75%	75%source · Oct 22, 2026	same
Min loan	$100K	$100Ksource · Oct 22, 2026	same
Max loan	$2M	$4.5Msource · Oct 22, 2026	more flexible
STR income method	Projection	Eithersource · Oct 22, 2026	same
First-time investors	Yes	Yessource · Oct 22, 2026	same
States served	All 50 states	All 50 states + DCsource · Oct 22, 2026	more flexible

Not comparable (not published by one or both): Min DSCR, No-ratio option.

Griffin Funding lender page Compare Quickline Capital and Griffin Funding

More flexible on some terms

More flexible than Quickline Capital on at least one term both publish, and less flexible or different on others. Both are listed so you can see the trade-off. Showing 8 of 18.

Defy Mortgage 10 terms compared

More flexibleMin loan: $75K vs $100K; Max loan: $2.5M vs $2M
Less flexibleMin credit score: 720 vs 660; Min DSCR: 1.15 vs 0.75; DSCR below 1.0: No vs Yes; Max LTV (purchase): 75% vs 80%; First-time investors: No vs Yes
DifferentStates served: lists 1 state (DC) Quickline Capital doesn't, but not 11 states Quickline Capital lists
SameMax LTV (cash-out), STR income method
Not comparable (not published)No-ratio option

Values: Defy Mortgage first, then Quickline Capital. Sources and check dates are on each lender page.

Defy Mortgage lender page Compare Quickline Capital and Defy Mortgage

Newfi Wholesale 10 terms compared

More flexibleMin credit score: 640 vs 660; Max loan: $3M vs $2M
Less flexibleMin DSCR: 1.00 vs 0.75; DSCR below 1.0: No vs Yes; Max LTV (purchase): 75% vs 80%; Min loan: $125K vs $100K
DifferentStates served: lists 1 state (DC) Quickline Capital doesn't, but not 2 states (MA, NY) Quickline Capital lists
SameMax LTV (cash-out), STR income method, First-time investors
Not comparable (not published)No-ratio option

Values: Newfi Wholesale first, then Quickline Capital. Sources and check dates are on each lender page.

Newfi Wholesale lender page Compare Quickline Capital and Newfi Wholesale

theLender 9 terms compared

More flexibleMin credit score: 620 vs 660; Max LTV (purchase): 85% vs 80%; Max loan: $3.5M vs $2M
DifferentStates served: lists 1 state (DC) Quickline Capital doesn't, but not 1 state (NY) Quickline Capital lists
SameDSCR below 1.0, Max LTV (cash-out), Min loan, STR income method, First-time investors
Not comparable (not published)Min DSCR, No-ratio option

Values: theLender first, then Quickline Capital. Sources and check dates are on each lender page.

theLender lender page Compare Quickline Capital and theLender

Easy Street Capital 9 terms compared

More flexibleMin credit score: 640 vs 660; Max loan: $3.5M vs $2M
DifferentStates served: lists 1 state (DC) Quickline Capital doesn't, but not 2 states (ND, SD) Quickline Capital lists
SameDSCR below 1.0, Max LTV (purchase), Max LTV (cash-out), Min loan, STR income method, First-time investors
Not comparable (not published)Min DSCR, No-ratio option

Values: Easy Street Capital first, then Quickline Capital. Sources and check dates are on each lender page.

Easy Street Capital lender page Compare Quickline Capital and Easy Street Capital

Lima One Capital 9 terms compared

More flexibleMin loan: $75K vs $100K; Max loan: $2.5M vs $2M
Less flexibleMin DSCR: 1.30 vs 0.75; DSCR below 1.0: No vs Yes; Max LTV (purchase): 75% vs 80%; Max LTV (cash-out): 70% vs 75%
DifferentStates served: lists 1 state (DC) Quickline Capital doesn't, but not 4 states (AK, ND, SD, VT) Quickline Capital lists
SameMin credit score, STR income method
Not comparable (not published)No-ratio option, First-time investors

Values: Lima One Capital first, then Quickline Capital. Sources and check dates are on each lender page.

Lima One Capital lender page Compare Quickline Capital and Lima One Capital

1st Nationwide Mortgage 9 terms compared

More flexibleMin credit score: 640 vs 660
Less flexibleMin DSCR: 1.00 vs 0.75; Max loan: $1.5M vs $2M
DifferentStates served: lists 1 state (DC) Quickline Capital doesn't, but not 9 states Quickline Capital lists
SameDSCR below 1.0, Max LTV (purchase), Max LTV (cash-out), Min loan, STR income method
Not comparable (not published)No-ratio option, First-time investors

Values: 1st Nationwide Mortgage first, then Quickline Capital. Sources and check dates are on each lender page.

1st Nationwide Mortgage lender page Compare Quickline Capital and 1st Nationwide Mortgage

America Mortgages 9 terms compared

More flexibleMax loan: $3M vs $2M
Less flexibleMin credit score: 680 vs 660; States served: All except IA, NV, NC, UT, VA vs All 50 states
SameDSCR below 1.0, Max LTV (purchase), Max LTV (cash-out), Min loan, STR income method, First-time investors
Not comparable (not published)Min DSCR, No-ratio option

Values: America Mortgages first, then Quickline Capital. Sources and check dates are on each lender page.

America Mortgages lender page Compare Quickline Capital and America Mortgages

New Silver 9 terms compared

More flexibleMax loan: $3M vs $2M
Less flexibleMin DSCR: 1.15 vs 0.75; DSCR below 1.0: No vs Yes; Min loan: $150K vs $100K
DifferentStates served: lists 1 state (DC) Quickline Capital doesn't, but not 9 states Quickline Capital lists
SameMin credit score, Max LTV (purchase), STR income method, First-time investors
Not comparable (not published)No-ratio option, Max LTV (cash-out)

Values: New Silver first, then Quickline Capital. Sources and check dates are on each lender page.

New Silver lender page Compare Quickline Capital and New Silver

How this page is built

Lower minimum credit score, minimum DSCR and minimum loan count as more flexible; so do higher max LTVs and max loan, a published “Yes” on DSCR below 1.0, no-ratio and first-time investors, an STR income method that accepts projections where Quickline Capital counts booking history only, and a state list that includes all of Quickline Capital's states plus more. Projection and Either both accept projections, so they count as the same. Referral sources are left out.