Other direct lenders we track, compared with Truss Financial Group on the core loan terms both lenders publish. Each figure links to the lender page it came from, with the date we checked it.
Based on published terms only; rates and pricing aren't compared. Confirm with each lender. A term one side doesn't publish is “not comparable (not published)” and doesn't count either way. Nothing here is a ranking.
The terms every alternative below is compared against. Verified from lender's own page on Oct 22, 2026
| Term | Truss Financial Group |
|---|---|
| Min credit score | 650source · Oct 22, 2026 |
| Min DSCR | Not published |
| DSCR below 1.0 | Not published |
| No-ratio option | Yessource · Oct 22, 2026 |
| Max LTV (purchase) | Not published |
| Max LTV (cash-out) | Not published |
| Min loan | Not published |
| Max loan | $30Msource · Oct 22, 2026 |
| STR income method | Not published |
| First-time investors | Not published |
| States served | Not itemizedlender sources · Oct 22, 2026 |
Equal or more flexible than Truss Financial Group on every term both lenders publish, with at least 3 terms in common. ✓ = more flexible, = = the same. Sorted by how many terms can be compared, then how many are more flexible.
No direct lender we track publishes terms that are equal or more flexible than Truss Financial Group's on every shared term (with at least 3 in common).
More flexible than Truss Financial Group on at least one term both publish, and less flexible or different on others. Both are listed so you can see the trade-off.
Values: A&D Mortgage first, then Truss Financial Group. Sources and check dates are on each lender page.
A&D Mortgage lender pageCompare Truss Financial Group and A&D Mortgage
Values: Acra Lending first, then Truss Financial Group. Sources and check dates are on each lender page.
Acra Lending lender pageCompare Truss Financial Group and Acra Lending
Values: Griffin Funding first, then Truss Financial Group. Sources and check dates are on each lender page.
Griffin Funding lender pageCompare Truss Financial Group and Griffin Funding
Values: Lendmire first, then Truss Financial Group. Sources and check dates are on each lender page.
Lendmire lender pageCompare Truss Financial Group and Lendmire
Values: Newfi Wholesale first, then Truss Financial Group. Sources and check dates are on each lender page.
Newfi Wholesale lender pageCompare Truss Financial Group and Newfi Wholesale
Values: 1st Nationwide Mortgage first, then Truss Financial Group. Sources and check dates are on each lender page.
1st Nationwide Mortgage lender pageCompare Truss Financial Group and 1st Nationwide Mortgage
Values: Easy Street Capital first, then Truss Financial Group. Sources and check dates are on each lender page.
Easy Street Capital lender pageCompare Truss Financial Group and Easy Street Capital
Values: theLender first, then Truss Financial Group. Sources and check dates are on each lender page.
theLender lender pageCompare Truss Financial Group and theLender
Lower minimum credit score, minimum DSCR and minimum loan count as more flexible; so do higher max LTVs and max loan, a published “Yes” on DSCR below 1.0, no-ratio and first-time investors, an STR income method that accepts projections where Truss Financial Group counts booking history only, and a state list that includes all of Truss Financial Group's states plus more. Projection and Either both accept projections, so they count as the same. Referral sources are left out.
Free download: the STR DSCR lender cheat sheet (PDF), every direct lender on one printable page. Web version
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Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.