Logan Finance: DSCR loans for short-term rentals
What Logan Finance publishes about financing Airbnb and vacation rentals. Checked 2026-10-18. Lender website ↗
Published STR loan terms
- How STR income is counted
- 12-month history: Counts STR income only from ~12 months of booking history (otherwise long-term market rent).
- Details
- Purchases qualify on appraisal market rent; refinances use the lower of market rent or 12-month STR history verified by a third-party manager. Property Guard compliance report required.
- Minimum credit score
- 700
- Minimum DSCR
- 1.00
- DSCR below 1.0 allowed
- No
- No-ratio option
- Not published
- Max LTV (purchase)
- 70%
- Max LTV (cash-out refi)
- 70%
- Minimum loan
- $150K
- Maximum loan
- $1.5M
- Prepayment options
- Required; 1-5 year options
- States served
- Not itemized
- First-time investors
- No
- Channel
- Wholesale / correspondent
Notes: STR terms from the Open Road DSCR matrix dated 03/09/2026: min DSCR 1.00, min FICO 700, max loan $1.5M, max LTV 70%, first-time investor not permitted.
Sources
- https://lfctpo.com/wp-content/uploads/logan-product-matrixes/open-road/LoganExperienceProductMatrixesOpenRoad-DSCR.pdf (checked 2026-10-18)
"Not published" means we did not find the figure on the pages above. It does not mean the lender lacks a policy. Ask the lender.
Does it serve your state?
- Florida: Not itemized by lender
- Texas: Not itemized by lender
- Georgia: Not itemized by lender
- Tennessee: Not itemized by lender
- North Carolina: Not itemized by lender
- Arizona: Not itemized by lender
- California: Not itemized by lender
Check a deal against Logan Finance
Run your numbers in the DSCR calculator. It shows which lenders' published minimums your deal clears.
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Not lending advice. Not a broker. STR Lender Watch is an independent research site. We do not make loans, arrange loans, take applications, or recommend any lender. Figures are summarized from each lender's own public pages on the date shown and can change without notice. Rate figures are estimates, not quotes. Talk to a licensed loan officer and your own advisors before making decisions.