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Logan Finance alternatives: lenders with similar or more flexible published STR terms

Other direct lenders we track, compared with Logan Finance on the core loan terms both lenders publish. Each figure links to the lender page it came from, with the date we checked it.

Read this first

Based on published terms only; rates and pricing aren't compared. Confirm with each lender. A term one side doesn't publish is “not comparable (not published)” and doesn't count either way. Nothing here is a ranking.

At least as flexible on every shared term
20
More flexible on some terms
3
Direct lenders compared
24
Checked
Oct 22, 2026

What Logan Finance publishes

The terms every alternative below is compared against. Verified from lender's own page on Oct 22, 2026

Logan Finance published core terms
TermLogan Finance
Min credit score700source · Oct 22, 2026
Min DSCR1.00source · Oct 22, 2026
DSCR below 1.0Nosource · Oct 22, 2026
No-ratio optionNosource · Oct 22, 2026
Max LTV (purchase)75%source · Oct 22, 2026
Max LTV (cash-out)70%source · Oct 22, 2026
Min loan$150Ksource · Oct 22, 2026
Max loan$1.5Msource · Oct 22, 2026
STR income method12-month historysource · Oct 19, 2026
First-time investorsNosource · Oct 22, 2026
States servedNot itemizedlender sources · Oct 22, 2026

Published terms at least as flexible on every field both publish

Equal or more flexible than Logan Finance on every term both lenders publish, with at least 3 terms in common. ✓ = more flexible, = = the same. Sorted by how many terms can be compared, then how many are more flexible. Showing 8 of 20.

Newfi Wholesale 6 more flexible · 4 same · 10 compared

Newfi Wholesale compared with Logan Finance on terms both publish
TermLogan FinanceNewfi Wholesalevs Logan Finance
Min credit score700640source · Oct 22, 2026more flexible
Min DSCR1.001.00source · Oct 22, 2026same
DSCR below 1.0NoNosource · Oct 22, 2026same
No-ratio optionNoNosource · Oct 22, 2026same
Max LTV (purchase)75%75%source · Oct 22, 2026same
Max LTV (cash-out)70%75%source · Oct 22, 2026more flexible
Min loan$150K$125Ksource · Oct 22, 2026more flexible
Max loan$1.5M$3Msource · Oct 22, 2026more flexible
STR income method12-month historyEithersource · Oct 19, 2026more flexible
First-time investorsNoYessource · Oct 22, 2026more flexible

Not comparable (not published by one or both): States served.

Newfi Wholesale lender pageCompare Logan Finance and Newfi Wholesale

America Mortgages 9 more flexible · 0 same · 9 compared

America Mortgages compared with Logan Finance on terms both publish
TermLogan FinanceAmerica Mortgagesvs Logan Finance
Min credit score700680source · Oct 22, 2026more flexible
DSCR below 1.0NoYessource · Oct 22, 2026more flexible
No-ratio optionNoYessource · Oct 22, 2026more flexible
Max LTV (purchase)75%80%source · Oct 22, 2026more flexible
Max LTV (cash-out)70%75%source · Oct 22, 2026more flexible
Min loan$150K$100Ksource · Oct 22, 2026more flexible
Max loan$1.5M$3Msource · Oct 22, 2026more flexible
STR income method12-month historyEithersource · Oct 22, 2026more flexible
First-time investorsNoYessource · Oct 22, 2026more flexible

Not comparable (not published by one or both): Min DSCR, States served.

America Mortgages lender pageCompare Logan Finance and America Mortgages

Griffin Funding 9 more flexible · 0 same · 9 compared

Griffin Funding compared with Logan Finance on terms both publish
TermLogan FinanceGriffin Fundingvs Logan Finance
Min credit score700620source · Oct 22, 2026more flexible
DSCR below 1.0NoYessource · Oct 22, 2026more flexible
No-ratio optionNoYessource · Oct 22, 2026more flexible
Max LTV (purchase)75%85%source · Oct 22, 2026more flexible
Max LTV (cash-out)70%75%source · Oct 22, 2026more flexible
Min loan$150K$100Ksource · Oct 22, 2026more flexible
Max loan$1.5M$4.5Msource · Oct 22, 2026more flexible
STR income method12-month historyEithersource · Oct 22, 2026more flexible
First-time investorsNoYessource · Oct 22, 2026more flexible

Not comparable (not published by one or both): Min DSCR, States served.

Griffin Funding lender pageCompare Logan Finance and Griffin Funding

Quickline Capital 9 more flexible · 0 same · 9 compared

Quickline Capital compared with Logan Finance on terms both publish
TermLogan FinanceQuickline Capitalvs Logan Finance
Min credit score700660source · Oct 22, 2026more flexible
Min DSCR1.000.75source · Oct 22, 2026more flexible
DSCR below 1.0NoYessource · Oct 22, 2026more flexible
Max LTV (purchase)75%80%source · Oct 22, 2026more flexible
Max LTV (cash-out)70%75%source · Oct 22, 2026more flexible
Min loan$150K$100Ksource · Oct 22, 2026more flexible
Max loan$1.5M$2Msource · Oct 22, 2026more flexible
STR income method12-month historyProjectionsource · Oct 22, 2026more flexible
First-time investorsNoYessource · Oct 22, 2026more flexible

Not comparable (not published by one or both): No-ratio option, States served.

Quickline Capital lender pageCompare Logan Finance and Quickline Capital

Easy Street Capital 8 more flexible · 0 same · 8 compared

Easy Street Capital compared with Logan Finance on terms both publish
TermLogan FinanceEasy Street Capitalvs Logan Finance
Min credit score700640source · Oct 22, 2026more flexible
DSCR below 1.0NoYessource · Oct 22, 2026more flexible
Max LTV (purchase)75%80%source · Oct 22, 2026more flexible
Max LTV (cash-out)70%75%source · Oct 22, 2026more flexible
Min loan$150K$100Ksource · Oct 22, 2026more flexible
Max loan$1.5M$3.5Msource · Oct 22, 2026more flexible
STR income method12-month historyEithersource · Oct 19, 2026more flexible
First-time investorsNoYessource · Oct 22, 2026more flexible

Not comparable (not published by one or both): Min DSCR, No-ratio option, States served.

Easy Street Capital lender pageCompare Logan Finance and Easy Street Capital

LendSure Mortgage 8 more flexible · 0 same · 8 compared

LendSure Mortgage compared with Logan Finance on terms both publish
TermLogan FinanceLendSure Mortgagevs Logan Finance
Min credit score700660source · Oct 22, 2026more flexible
Min DSCR1.000.75source · Oct 22, 2026more flexible
DSCR below 1.0NoYessource · Oct 22, 2026more flexible
No-ratio optionNoYessource · Oct 22, 2026more flexible
Max LTV (purchase)75%85%source · Oct 22, 2026more flexible
Max LTV (cash-out)70%75%source · Oct 22, 2026more flexible
Max loan$1.5M$3Msource · Oct 22, 2026more flexible
STR income method12-month historyEithersource · Oct 19, 2026more flexible

Not comparable (not published by one or both): Min loan, First-time investors, States served.

LendSure Mortgage lender pageCompare Logan Finance and LendSure Mortgage

theLender 8 more flexible · 0 same · 8 compared

theLender compared with Logan Finance on terms both publish
TermLogan FinancetheLendervs Logan Finance
Min credit score700620source · Oct 22, 2026more flexible
DSCR below 1.0NoYessource · Oct 22, 2026more flexible
Max LTV (purchase)75%85%source · Oct 22, 2026more flexible
Max LTV (cash-out)70%75%source · Oct 22, 2026more flexible
Min loan$150K$100Ksource · Oct 22, 2026more flexible
Max loan$1.5M$3.5Msource · Oct 22, 2026more flexible
STR income method12-month historyEithersource · Oct 22, 2026more flexible
First-time investorsNoYessource · Oct 22, 2026more flexible

Not comparable (not published by one or both): Min DSCR, No-ratio option, States served.

theLender lender pageCompare Logan Finance and theLender

1st Nationwide Mortgage 6 more flexible · 2 same · 8 compared

1st Nationwide Mortgage compared with Logan Finance on terms both publish
TermLogan Finance1st Nationwide Mortgagevs Logan Finance
Min credit score700640source · Oct 22, 2026more flexible
Min DSCR1.001.00source · Oct 22, 2026same
DSCR below 1.0NoYessource · Oct 22, 2026more flexible
Max LTV (purchase)75%80%source · Oct 22, 2026more flexible
Max LTV (cash-out)70%75%source · Oct 22, 2026more flexible
Min loan$150K$100Ksource · Oct 22, 2026more flexible
Max loan$1.5M$1.5Msource · Oct 22, 2026same
STR income method12-month historyEithersource · Oct 22, 2026more flexible

Not comparable (not published by one or both): No-ratio option, First-time investors, States served.

1st Nationwide Mortgage lender pageCompare Logan Finance and 1st Nationwide Mortgage

More flexible on some terms

More flexible than Logan Finance on at least one term both publish, and less flexible or different on others. Both are listed so you can see the trade-off.

New Silver 9 terms compared

  • More flexibleMin credit score: 660 vs 700; Max LTV (purchase): 80% vs 75%; Max loan: $3M vs $1.5M; STR income method: Either vs 12-month history; First-time investors: Yes vs No
  • Less flexibleMin DSCR: 1.15 vs 1.00
  • SameDSCR below 1.0, No-ratio option, Min loan
  • Not comparable (not published)Max LTV (cash-out), States served

Values: New Silver first, then Logan Finance. Sources and check dates are on each lender page.

New Silver lender pageCompare Logan Finance and New Silver

Defy Mortgage 9 terms compared

  • More flexibleMax LTV (cash-out): 75% vs 70%; Min loan: $75K vs $150K; Max loan: $2.5M vs $1.5M; STR income method: Either vs 12-month history
  • Less flexibleMin credit score: 720 vs 700; Min DSCR: 1.15 vs 1.00
  • SameDSCR below 1.0, Max LTV (purchase), First-time investors
  • Not comparable (not published)No-ratio option, States served

Values: Defy Mortgage first, then Logan Finance. Sources and check dates are on each lender page.

Defy Mortgage lender pageCompare Logan Finance and Defy Mortgage

Lima One Capital 9 terms compared

  • More flexibleMin credit score: 660 vs 700; Min loan: $75K vs $150K; Max loan: $2.5M vs $1.5M; STR income method: Projection vs 12-month history
  • Less flexibleMin DSCR: 1.30 vs 1.00
  • SameDSCR below 1.0, No-ratio option, Max LTV (purchase), Max LTV (cash-out)
  • Not comparable (not published)First-time investors, States served

Values: Lima One Capital first, then Logan Finance. Sources and check dates are on each lender page.

Lima One Capital lender pageCompare Logan Finance and Lima One Capital

How this page is built

Lower minimum credit score, minimum DSCR and minimum loan count as more flexible; so do higher max LTVs and max loan, a published “Yes” on DSCR below 1.0, no-ratio and first-time investors, an STR income method that accepts projections where Logan Finance counts booking history only, and a state list that includes all of Logan Finance's states plus more. Projection and Either both accept projections, so they count as the same. Referral sources are left out.

Logan Finance

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