STR Lender Watch Get lender alerts

Visio Lending alternatives: lenders with similar or more flexible published STR terms

Other direct lenders we track, compared with Visio Lending on the core loan terms both lenders publish. Each figure links to the lender page it came from, with the date we checked it.

Read this first

Based on published terms only; rates and pricing aren't compared. Confirm with each lender. A term one side doesn't publish is “not comparable (not published)” and doesn't count either way. Nothing here is a ranking.

At least as flexible on every shared term
1
More flexible on some terms
17
Direct lenders compared
24
Checked
Oct 22, 2026

What Visio Lending publishes

The terms every alternative below is compared against. Verified from lender's own page on Oct 22, 2026

Visio Lending published core terms
TermVisio Lending
Min credit score680source · Oct 22, 2026
Min DSCRNot published
DSCR below 1.0Not published
No-ratio optionNot published
Max LTV (purchase)80%source · Oct 22, 2026
Max LTV (cash-out)Not published
Min loan$75Ksource · Oct 22, 2026
Max loanNot published
STR income methodEithersource · Oct 22, 2026
First-time investorsNot published
States served42 states/DC listedsource · Oct 22, 2026

Published terms at least as flexible on every field both publish

Equal or more flexible than Visio Lending on every term both lenders publish, with at least 3 terms in common. ✓ = more flexible, = = the same. Sorted by how many terms can be compared, then how many are more flexible.

Dominion Financial 1 more flexible · 2 same · 3 compared

Dominion Financial compared with Visio Lending on terms both publish
TermVisio LendingDominion Financialvs Visio Lending
Min credit score680680source · Oct 22, 2026same
Max LTV (purchase)80%80%source · Oct 22, 2026same
States served42 states/DC listedAll except NVsource · Oct 22, 2026more flexible

Not comparable (not published by one or both): Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Min loan, Max loan, STR income method, First-time investors.

Dominion Financial lender pageCompare Visio Lending and Dominion Financial

More flexible on some terms

More flexible than Visio Lending on at least one term both publish, and less flexible or different on others. Both are listed so you can see the trade-off. Showing 8 of 17.

Griffin Funding 5 terms compared

  • More flexibleMin credit score: 620 vs 680; Max LTV (purchase): 85% vs 80%; States served: All 50 states + DC vs 42 states/DC listed
  • Less flexibleMin loan: $100K vs $75K
  • SameSTR income method
  • Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Max loan, First-time investors

Values: Griffin Funding first, then Visio Lending. Sources and check dates are on each lender page.

Griffin Funding lender pageCompare Visio Lending and Griffin Funding

Acra Lending 5 terms compared

  • More flexibleMin credit score: 640 vs 680; States served: All except AK, ND, SD vs 42 states/DC listed
  • Less flexibleMax LTV (purchase): 75% vs 80%; Min loan: $100K vs $75K; STR income method: 12-month history vs Either
  • Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Max loan, First-time investors

Values: Acra Lending first, then Visio Lending. Sources and check dates are on each lender page.

Acra Lending lender pageCompare Visio Lending and Acra Lending

Easy Street Capital 5 terms compared

  • More flexibleMin credit score: 640 vs 680; States served: All except ND, SD vs 42 states/DC listed
  • Less flexibleMin loan: $100K vs $75K
  • SameMax LTV (purchase), STR income method
  • Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Max loan, First-time investors

Values: Easy Street Capital first, then Visio Lending. Sources and check dates are on each lender page.

Easy Street Capital lender pageCompare Visio Lending and Easy Street Capital

Lima One Capital 5 terms compared

  • More flexibleMin credit score: 660 vs 680; States served: All except AK, ND, SD, VT vs 42 states/DC listed
  • Less flexibleMax LTV (purchase): 75% vs 80%
  • SameMin loan, STR income method
  • Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Max loan, First-time investors

Values: Lima One Capital first, then Visio Lending. Sources and check dates are on each lender page.

Lima One Capital lender pageCompare Visio Lending and Lima One Capital

theLender 5 terms compared

  • More flexibleMin credit score: 620 vs 680; Max LTV (purchase): 85% vs 80%
  • Less flexibleMin loan: $100K vs $75K
  • DifferentStates served: lists 9 states Visio Lending doesn't, but not 1 state (NY) Visio Lending lists
  • SameSTR income method
  • Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Max loan, First-time investors

Values: theLender first, then Visio Lending. Sources and check dates are on each lender page.

theLender lender pageCompare Visio Lending and theLender

1st Nationwide Mortgage 5 terms compared

  • More flexibleMin credit score: 640 vs 680
  • Less flexibleMin loan: $100K vs $75K
  • DifferentStates served: lists 3 states (AK, NE, OR) Visio Lending doesn't, but not 3 states (HI, MI, NY) Visio Lending lists
  • SameMax LTV (purchase), STR income method
  • Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Max loan, First-time investors

Values: 1st Nationwide Mortgage first, then Visio Lending. Sources and check dates are on each lender page.

1st Nationwide Mortgage lender pageCompare Visio Lending and 1st Nationwide Mortgage

A&D Mortgage 5 terms compared

  • More flexibleMin credit score: 620 vs 680
  • DifferentStates served: lists 9 states Visio Lending doesn't, but not 1 state (HI) Visio Lending lists
  • SameMax LTV (purchase), Min loan, STR income method
  • Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Max loan, First-time investors

Values: A&D Mortgage first, then Visio Lending. Sources and check dates are on each lender page.

A&D Mortgage lender pageCompare Visio Lending and A&D Mortgage

Angel Oak Mortgage Solutions 5 terms compared

  • More flexibleMax LTV (purchase): 85% vs 80%
  • Less flexibleMin loan: $100K vs $75K
  • DifferentStates served: lists 7 states Visio Lending doesn't, but not 2 states (MA, NY) Visio Lending lists
  • SameMin credit score, STR income method
  • Not comparable (not published)Min DSCR, DSCR below 1.0, No-ratio option, Max LTV (cash-out), Max loan, First-time investors

Values: Angel Oak Mortgage Solutions first, then Visio Lending. Sources and check dates are on each lender page.

Angel Oak Mortgage Solutions lender pageCompare Visio Lending and Angel Oak Mortgage Solutions

How this page is built

Lower minimum credit score, minimum DSCR and minimum loan count as more flexible; so do higher max LTVs and max loan, a published “Yes” on DSCR below 1.0, no-ratio and first-time investors, an STR income method that accepts projections where Visio Lending counts booking history only, and a state list that includes all of Visio Lending's states plus more. Projection and Either both accept projections, so they count as the same. Referral sources are left out.

Visio Lending

Find a lender

Free · Lender change alerts
  • When a lender we track changes a published term (credit score, LTV, DSCR, STR income rules, states), we email you
  • Old value, new value and a link to the lender's own page
  • No set schedule: we email when there's a change to report. Every change is also on the change log

Free download: the STR DSCR lender cheat sheet (PDF), every direct lender on one printable page. Web version

No spam, unsubscribe anytime. Form not loading? Subscribe here.

Closed an STR DSCR loan?

Share the rate you got so other hosts can see what loans really cost. Anonymous, no personal info, reviewed before it appears.

Share your rate

Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.