Which STR lenders fit your deal?
Compare your deal with the published minimums and maximums of 28 direct DSCR lenders that finance short-term rentals. If a lender doesn't publish a figure, we put it under "may qualify". We never count a missing figure as a pass or a fail. Jump to the form ↓
This tool checks your inputs against each lender's published maximums and minimums, which usually need top credit and a strong deal. Being listed under "Qualifies" is not an approval or an offer. Confirm every figure with the lender. Data last verified Oct 28, 2026.
Lenders change their minimums. Get an alert when a lender on this list changes its published terms. Get lender change alerts
Get an alert when these lenders change their terms
- When a lender we track changes a published term (credit score, LTV, DSCR, STR income rules, states), we email you
- Old value, new value and a link to the lender's own page
- No set schedule: we email when there's a change to report. Every change is also on the change log
Free download: the STR DSCR lender cheat sheet (PDF), every direct lender on one printable page. Web version
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Not a lender or broker. No referral fees. For education only. Figures come from each lender's public pages on the date shown and can change without notice, so verify them with the lender. Rates are estimates, not quotes. How we source data.